| Features and Benefits
The Neurologists' Program is a medical malpractice insurance program unlike any other: it is designed specifically to meet the needs of neurologists. TNP is the only medical malpractice insurance program endorsed by the American Academy of Neurology (AAN). From the policy itself to the risk management advice and guidance we provide, TNP has one focus - neurology.
TNP coverage highlights (may vary by state):
- Claims-made or occurrence policy with limits up to $2 million/$6 million
- Nationwide panel of experienced defense attorneys with demonstrated expertise in defending medical malpractice actions
- Administrative and Governmental Billing Defense Costs Endorsement
- Tail premium for a claims-made policy is available at no additional cost:
- for retirement (at age 55 or older) after five years continuous claims-made coverage with TNP (subject to underwriting)
- for permanent disability at any age or death
- Policies issued require the insured's consent to settle - no "hammer clause"
- Vicarious liability and supervision of other professionals
- Professional premises liability
- Defense costs as a supplement to policy limits
- Professional services as a medical director
- Publication of articles or books and broadcasting or telecasting activities directly relating to neurologic practice (when less than 20% of income is derived from such activities)
- Formal clinical teaching activities
- Peer review, utilization review and participation on medical review committees
- Coverage for forensic activities included in the policy
- MyTNP: Exclusive online access to risk management articles, resources, courses and more!
To learn more about TNP, please reference our Frequently Asked Questions.
Discounts include (may vary by policy type or state):
- AAN membership discount - 5%*
- Loss free credit - up to 10%
- Risk management - up to 15%**
- Part-time practitioners - up to 50%
- Moonlighting residents - 50%
- First-year in practice - up to 60%
- Second-year in practice - 25%
- Third-year in practice - 25%
- Group practice discounts available - contact us for details.
Risk Management Services - Learn more!
Availability
TNP is currently available in select states. Visit our Apply Today! page to learn where we now offer coverage, and if your state is not listed, we will notify you when coverage is available.
Group Coverage
- All practitioners can be covered under one policy along with the group practice itself.
- Reduced paperwork - no need to track numerous renewal dates and premium payments.
- Eliminate the time and inconvenience of working with multiple carriers.
- Group practice discounts are available.
In addition to the neurology medical staff, other healthcare professionals that can be covered under the group policy include:
- Electroencephalogram Technicians
- Medical Assistants
- Medical Therapists
- Mental Health Counselors
- Nurse Practitioners
- Nurse X-Ray Therapists
- Nurse/Registered Nurses
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- Occupational Therapists
- Physical Therapists
- Neurologist Assistants
- Psychologists
- Speech Pathologists
- X-Ray Technicians
- X-Ray Therapists
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Coverage
Coverage is issued by National Union Fire Insurance Company of Pittsburgh, Pa. ("National Union") and Lexington Insurance Company.
 National Union Fire Insurance Company of Pittsburgh, Pa. ("National Union") and Lexington Insurance Company are member companies of Chartis. Chartis is a world leading property-casualty and general insurance organization serving more than 40 million clients in over 160 countries and jurisdictions. With a 90-year history, one of the industry's most extensive ranges of products and services, deep claims expertise and excellent financial strength, Chartis enables its commercial and personal insurance clients alike to manage virtually any risk with confidence.
Need more information? Let us help you! Neurologists have quite a few considerations to make while selecting a professional liability insurance carrier. We offer complimentary online tutorials, such as Insurance 101, to empower you to make an informed decision.
* Due to state regulations, this discount is not available in Oregon.
** May vary by state
TNP is proudly managed by Professional Risk Management Services, Inc.
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